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Infrastructure for crypto‑backed credit, not another rewards card.

Charge operates the Charge Digital Asset Credit Bureau, issues the Charge Digital Asset Credit Score (CDACS), and provides non‑custodial rails that let institutions extend credit and issue Visa cards against digital assets responsibly.

Turn crypto into
turn
everyday credit, safely.
How Charge Works
Connect Crypto
01

Connect Your
Crypto

Link Your Wallet Or Exchange Account. We Analyze Your On-Chain Behavior And Transaction History Into Just Your Balance.

Connect Crypto
02

Get your Charge
Credit Score

Based on behavioral and transactional data, you receive a Charge Credit Score (CCS) that lenders can understand and trust.

Connect Crypto
03

Access real-world
credit

Use your crypto to back credit lines, spend at Visa merchants, or access financing — without giving up custody of your assets.

black logo

We never turn your crypto into a casino.
We turn it into usable credit and payment access.

Credit Score

The Charge

Credit Score

A new kind of credit score for the digital asset era.

Credit Score App

Traditional Credit Scores Weren't Built For Crypto. The Charge Credit Score Is.

Behavioral, Not Hype-Based

We Look At How You Actually Manage Your Assets And Obligations Over Time — Not Just A Snapshot Of Your Net Worth.

Digital Asset Credit Score (DACS)

Charge Credit Score Is A Digital Asset Credit Score Issued By The Charge Digital Asset Credit Bureau, Making It Legible To Lenders, Funds, And Banks.

Built For Global Users

Whether You're In Lagos, São Paulo, Or Lisbon, Your Digital Asset Behavior Can Help Unlock Credit — Subject To Local Regulations.

Credit Availability And Terms Vary By Region And Partner. Digital Assets Are Volatile And May Lose Value.

For Everyday Spending

Spend anywhere Visa is accepted — without selling your crypto.

Visa-Issued
Credit

Use A Charge Card To Pay At Millions Of Merchants Worldwide, Online And In-Store.

Visa Cards

Crypto-Backed
Credit Lines

Access Credit Based On BTC/ETH And Other Supported Assets, Without Liquidating Your Holdings.

Crypto Coins

Transparent Limits
& Terms

Your Charge Credit Score Helps Determine Your Limit And Rates — Not Vibes, Hype, Or Memes.

Charge Badge

For SMEs &
Emerging Markets

Credit and payment rails for SMEs in emerging markets.

Credit Score App

For Lenders,
Funds & Institutions

Bureau-grade digital asset credit data, via API.

Institutional Interface
Credit Cards

Why Choose Charge

Why Charge, not just another "crypto card"?

Infrastructure, not gimmicks.

01

No NFTs. No points farming.
No spin-the-wheel jackpots. Charge is built as financial
infrastructure first — rewards and perks come second.

Behavioral credit, not just collateral.

02

We're building a global credit system based on behavior
and transactional history, not just how much
collateral you post today.

Non-custodial, global by design.

03

Wherever possible, you keep direct control of your assets. Charge focuses on the rails, credit models, and data — not locking up your funds.

Security Shield

Security & Compliance

Security, Compliance, And Risk Management First.

Regulatory

Regulatory Alignment

Charge works with licensed issuers, regulated partners, and local advisors in each market where we operate.

Architecture

Risk-First Architecture

Our models factor in asset volatility, behavior, and repayment patterns. We aim to expand access to credit responsibly, not recklessly.

Architecture

Non-custodial where possible

Your assets, your keys, your control — except where custody is required by law or by specific product design.

Global Access

Built for anyone, anywhere
subject to local rules

Charge is designed for a world where

A developer in Bangalore A trader in Lagos A merchant in Buenos Aires

can all use their digital assets to support real-world credit and payments — with a credit system that understands them.

Tell Us Where to
Launch Next

We’re rolling out country by country. Join the waitlist so we can notify you when Charge goes live in your region

Country / Region

Frequently Asked
Questions

Here You Will Find Answers To Most Frequently Asked Questions

Do I have to sell my crypto to use Charge?

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No. Charge is built to help you use your digital assets without necessarily selling them. Certain products may involve collateral or conversion, but we will always be explicit about when and how that happens.

What is the Charge Credit Score?

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The Charge Credit Score is a proprietary metric that evaluates your crypto holdings and transaction history to determine your creditworthiness within our platform.

Is Charge available in my country?

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Charge is currently available in select countries. Please check our website or contact our support team to confirm availability in your region.

Is this safe?

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Yes, security is our top priority. We use industry-standard encryption, secure custody solutions, and regular security audits to protect your assets and personal information.

Still Have Questions?