Charge operates the Charge Digital Asset Credit Bureau, issues the Charge Digital Asset Credit Score (CDACS), and provides non‑custodial rails that let institutions extend credit and issue Visa cards against digital assets responsibly.
Link Your Wallet Or Exchange Account. We Analyze Your On-Chain Behavior And Transaction History Into Just Your Balance.
01
Link Your Wallet Or Exchange Account. We Analyze Your On-Chain Behavior And Transaction History Into Just Your Balance.
Based on behavioral and transactional data, you receive a Charge Credit Score (CCS) that lenders can understand and trust.
02
Based on behavioral and transactional data, you receive a Charge Credit Score (CCS) that lenders can understand and trust.
Use your crypto to back credit lines, spend at Visa merchants, or access financing — without giving up custody of your assets.
We never turn your crypto into a casino.
We turn it into usable credit and payment access.
03
Use your crypto to back credit lines, spend at Visa merchants, or access financing — without giving up custody of your assets.
We never turn your crypto into a casino.
We turn it into usable credit and payment access.
We Look At How You Actually Manage Your Assets And Obligations Over Time — Not Just A Snapshot Of Your Net Worth.
Charge Credit Score Is A Digital Asset Credit Score Issued By The Charge Digital Asset Credit Bureau, Making It Legible To Lenders, Funds, And Banks.
Whether You're In Lagos, São Paulo, Or Lisbon, Your Digital Asset Behavior Can Help Unlock Credit — Subject To Local Regulations.
Credit Availability And Terms Vary By Region And Partner. Digital Assets Are Volatile And May Lose Value.
Spend anywhere Visa is accepted — without selling your crypto.
Use A Charge Card To Pay At Millions Of Merchants Worldwide, Online And In-Store.
Access Credit Based On BTC/ETH And Other Supported Assets, Without Liquidating Your Holdings.
Your Charge Credit Score Helps Determine Your Limit And Rates — Not Vibes, Hype, Or Memes.
Security, Compliance, And Risk Management First.
Charge works with licensed issuers, regulated partners, and local advisors in each market where we operate.
Our models factor in asset volatility, behavior, and repayment patterns. We aim to expand access to credit responsibly, not recklessly.
Your assets, your keys, your control — except where custody is required by law or by specific product design.
can all use their digital assets to support real-world credit
and payments — with a
credit system that understands them.
We’re rolling out country by country. Join the waitlist so we can notify you when Charge goes live in your region
Here You Will Find Answers To Most Frequently Asked Questions
Still Have Questions?